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Attract & Retain
The Best People

Better Health Insurance for
Modern Small Businesses
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Offering a variety of professional Health Insurance and Employee Benefit solutions. How can we best serve you?

Small Business


Save money, while improving your health benefits. retention. dental benefits. flexibility. vision benefits. medical network. illness coverage. accident coverage. employee satisfaction.

No need to wait for open enrollment

Our plans are availableĀ any time of the year.
Small Business Solutions

Satisfied Clients Around the Country

Working with Nectar was my first experience with health insurance that I would actually call pleasant. My team is extremely happy with their new coverage and loving that they can go to more doctors than before.

Kieran Laikson | FounderSaaS Provider, Maryland

Thank you to Nectar Benefits we are finally able to afford the great insurance that our employees have been asking for!

Sherilynne Haws | HR ManagerManufacturing, Colorado

The business is saving thousands every month by switching to the health insurance that Nectar benefits opened up for us. And now we actually have national coverage any time we travel -which wasn't available from our old insurance.

Carlo Bernardi | PresidentConstruction & Remodel, Texas
  • Businesses Save Money

  • Employees Save Money

  • Better Benefits for Everyone


Average Annual Savings

Please fill out the information below to schedule your free consultation.

Our team of experts is ready to help find you the best solutions possible. Contact us now to start the process of getting your quotes, customizing your coverage, and improving benefits across the board.

Modern tech in a modern world

If you have your phone, you have access to your health insurance.

  • Search for local providers
  • Virtual Doctor Visits
  • Update billing
  • View your claims
  • Customer Support

Screen images simulated. Some
benefits vary by state and region.

Frequently Asked Questions

What time of year are your plans available? Do we need to wait for the next open enrollment?

No, you typically will not need to wait for an open enrollment. Most of our clients are able to start or improve their benefits at any time of the year. The best way to see what is specifically available for your case schedule a free consultation.

What type of Network do your plans offer? (EPO/HMO/PPO)

For those who qualify for a private health insurance (and most do) our plans offer nationwide PPO coverage including almost every doctor, hospital, and provider throughout the country.

Depending on your state, plans available on the public marketplace typically offer local EPO and local HMO coverage.

What type of other benefits are available? Is this health insurance only?

Most of our clients opt to offer our Health, Vision and Dental options for all of their employees. If desired, we can also offer great coverage for accidents, critical illness, disability, and supplemental life. Even with all of these options included, our pricing is typically a fraction of what other agents and brokers can offer for minimal health coverage alone.

Do your plans require medical exams? e.g. blood and urine samples?

In most cases, no. The majority of our clients are able to quickly receive approval through a simple health questionnaire.

What size businesses do you work with? Is there a minimum?

We serve small businesses with 1-100 employees, as well as established businesses with hundreds or thousands of clients. Our options are customized for each specific situation so we can save as much money as possible and provide incredible benefits across-the-board.

We also serve many self-employed and solopreneur clients around the county.

What costs are involved? What is the application fee?

You never pay us anything. Our consultations are free, our support is free, as are any applications we help you to send in. Obviously once coverage starts, there are monthly premiums to cover – but we are paid by insurance companies and not by our clients.